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Articles Tagged with: Top 3 healthcare insurance companies

Health, Insurance

December 2, 2021

What’s The Secret to Good Health? It’s As Simple As 1, 2, 3.

You really want to know the secret to good health? It's as simple as 1, 2, 3.

By Tim Carthon (Blog #50: Health, Insurance)

Ironically the word “secret” being used in this question does not work in this context because, well, it’s not actually a secret.

One of the biggest problems that people have when it comes to the subject matter of a question such as...

"What is the secret to good health?"

...is that them usually asking this question means that they’re attempting to find a way to skirt the work to achieve it.

You see, most people know what they need to do to achieve good health , but they simply don’t want to do it.

So, from childhood through your elderly years, here are the three pieces of the puzzle that lay out a clear and concise blueprint to finally achieving the ultimate level of good health.

1.) MENTAL Health:

When you start working toward a healthy mindset, that mindset will encompass a few things.

And those things will range from relationships with your family and spirituality all the way to both the setting of your personal goals and the execution of the plan to accomplish them.

So the key to mental health is to prepare and train your mind to be able to be disciplined enough to create and implement several things:

General plans for your life
How you will interact and treat others on your life's path
What you plan to accomplish in your life, goal-wise
And more

Then you need to stick to those things and simply make periodic adjustments when needed. But don't forget:

Those adjustments are not to completely change your path necessarily, but to, instead, ensure efficiency on that path.

And, in the end, what this will have done is helped to put you in the most powerful, relaxed, Zen-like mental state needed to be able to execute your plans successfully.

2.) FINANCIAL Health:

The importance of financial health is that it allows you to function in life without any additional and/or unnecessary increases in stress levels pertaining to the normal things needed to simply survive day-to-day.

So, the key to financial health is to:

Set reasonable financial goals via both a job/career and business
Then, once you’re at the job/career, start putting away money in both a savings and an investment account, be it your own or a job-based one
Next, start periodically working on the plans for the business on the side, without neglecting your family
And finally, let the growth of that business be funded by either your job/career wages via savings or some sort of outside investment, be it investors or sponsors

Now, if you're weary about outside influences on your business from investors or sponsors, then you probably want to go the make money online route for your business.

That is, by far, the best route to go when building a business today, especially if you don't have any capital or just want to minimize your expenditures.

3.) PHYSICAL Health:

You want to know the massive importance of physical health?

I always think about what someone told me about the late, great Steve Jobs.

As much of a genius as he was purported to be based on wealth, accomplishments, and public perception, there was one thing for which he would have given all of that up.

His health.

REMEMBER: You only get one body, so the key to its physical health is that you must treat it like you’d treat a vehicle:

Do periodic, scheduled maintenance on it
Make sure it’s in the best possible shape it can be, for as long as possible

And you do this by creating and sticking to both a tailor-made exercise regimen and cost-effective, customized meal plans that fit your goals.

But, no matter how great the 'fuel' is that you put into your 'physical vehicle', remember that it will not work well or survive long without routine health maintenance.

So, Are You Ready to Achieve and Maintain Good Health?

As you can see, the secret to good health is to focus on those three specific things, which are simple and pragmatic ways to reach it.

So, when you’re ready, use all of the information above to start maximizing your good health.

Just remember:

You will only succeed at it when you’re truly ready to put the work in for it.

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PLEASE NOTE: Tim Carthon is an official independent affiliate ambassador of the individual(s)/companies found in this article. The individual(s) and/or companies, and their products, services, etc. listed above are theirs and theirs alone, and they are solely responsible for them and any and all things, be they positive or negative, that come from you paying for and/or using them, and you using our site means that you understand and irrevocably agree to and with such. Please contact their official websites if you have any questions and/or concerns.

Also, the content on this website is for information purposes only. None of it, including the food, drinks, supplements, products/services, and anything and everything else about which it speaks, is intended to diagnose, treat, cure, or prevent any disease, and you accessing it/them, be it purposefully or accidentally, means you clearly and irrevocably understand such. Thank you.

Tim Carthon

Health, Insurance

November 26, 2021

The Top 3 Consumer-Rated Health Insurance Companies, and More

Need Health Insurance? Here Are The Top 3 Consumer-Rated Health Insurance Companies of 2021, and More.

Posts | Articles | Press | Videos

By Tim Carthon (Blog #49: Insurance, Health)

Just like cars, we, as humans, will all eventually stop working.

Ok, maybe I came in a little too hot with that opening, but you get my point Lol.

See, we can maintain our cars and keep them in peak performance condition for their age, and that's exactly the best course of action for these human vehicles we call our bodies.

And how do we do that for our bodies? Through eating healthy foods, exercising consistently, and minimizing unhealthy mental stress. However...

...whether we eat healthy or not, exercise or not, we will eventually need some maintenance for our bodies to drift smoothly across life's finish line (yes, that was a Fast & Furious movie series car pun Lol).

So, in this article, I'm going to tell you the current Top 3 health insurance companies in the United States of America for your long-term needs...

...and one awesome insurance company that is fantastic for short-term care in case your body just needs some quick maintenance in the moment (most of this page's links will take you to their website).

And make sure to read the entire article, because there are a few amazing gifts that AHF has for you at the end:

3.) Humana®*

With a consumer rating of 74%, an actual decrease of 1% from last year's rating, Humana® falls from their previous number one spot to third place.

Now, as most people in America know, health insurance policies don't usually cover eye or dental needs, or the equipment that may be needed for either. However...

...Humana® actually sells private vision and dental insurance policies, with a range of plans for people living with chronic conditions, even severe and disabling ones that call for long-term facility care.*

And surprisingly those plans include moving from staying at a hospital or other facility to home care and even meal delivery.* However...

...they no longer offer those medical insurance plans individually to the public, as of around 2018*.

They only offer those plans to and focus on healthcare insurance solutions for their employers, as well as offering plans via Medicare*, which is a government-run program that has the highest healthcare satisfaction rating in the country.

2.) Kaiser Permanente® (KP)*

With a consumer rating of 75%, an increase of 3% from their previous rating, Kaiser Permanente® barely misses out on first place and falls into the runner-up position.

Founded in 1945, Kaiser Permanente claims to be one of the nation's largest not-for-profit health insurance plans.*

Unfortunately, in America, not-for-profit and health insurance are not two things that actually go together. However...

...they do have 12.5 million members that they serve via 39 hospitals and 730 medical offices.*

The medical professionals that serve their members total around 87,444, with 23,597 of them being physicians and 63,847 being nurses.*

Including their medical professionals, Kaiser Permanente employs close to 217,000 people nationwide.*

1.) Blue Cross and Blue Shield® (BCBS)*

With a consumer rating of 75%, an increase of 4% from last year, Blue Cross Blue Shield® insurance comes in at the top spot.

Since 1929, Blue Cross Blue Shield® (and its network of companies) has been providing insurance coverage to its now 110M customers.*

To this day, literally one out of every three Americans has some level of health coverage under their massive network.*

Got health insurance? Then let's play a game.

Get up now, go and grab your health insurance card, and take a look at it.

If you have Highmark, Anthem, Independence, CareFirst, or Wellmark, then guess what?

You have Blue Cross Blue Shield® insurance.

BCBS operates all across the entire United States, and both Washington D.C. and Puerto Rico.

Nationwide, BCBS companies contract with 90% of hospitals, with more than 80% of doctors (1.7M) within those hospitals, which, according to the company, is more than any other insurer.*

The Short-Term, Budget-Friendly Health Insurance Alternative?

So, as you can see, BCBS, KP, and Humana are all gargantuan, but pretty good health insurance conglomerates who have massive networks across an entire country. However...

...so did Sports Management International (SMI) in the sports agency field.

If you're not familiar with SMI, it's because they're a fictional company from a famous movie named "Jerry Maguire".

In the movie, Jerry Maguire was fired from SMI because the child of an injured player forced him to have a crisis of conscious, which led him to write a "mission statement" that was counter to the profit motive of SMI.

That child made him shockingly aware of himself being an agent who cared more about the money the players he was representing were making him than the players themselves.

After his firing, he went on to start his own boutique-sized sports agency that eventually, and with great difficulty, landed a gargantuan contract for its one-and-only client, Rod Tidwell.

And how did Jerry Maguire do it?

He designed the agency to focus more on bettering the attention and service given, but given only to a smaller number of clients.

To him, this was much better than making hundreds of millions of dollars, but having so many clients that agents would care more about their commissions than the actual health of the players.

Makes sense, right?

Well, if BCBS, KP, and Humana are, in essence, the insurance equivalent of Sports Management International in my example, then Pivot Health insurance is Jerry Maguire's boutique-style agency.

So, if you're an early retiree, between jobs, really young (in your 20's), uninsured, healthy, or even a gig worker, and are simply looking for budget-friendly coverage, then Pivot Health insurance is probably perfect for you.

Click the button below to see more detailed information about Pivot Health and their budget-friendly, short-term health insurance plans.